/* =========================================================================
   Skip Jackson, Medicare Broker (Georgia) — "Royal Seal" design system
   Senior-first, WCAG 2.1 AA. Base text 18px. Touch targets 48px+.
   Purple carries trust and structure; gold marks what matters (the seal,
   key actions, "you are here"). Gold is only used as TEXT on dark plum.
   ========================================================================= */

:root {
  color-scheme: light;

  /* Ink */
  --ink: #1c1726;            /* 16.9:1 on --paper */
  --ink-2: #3b3548;          /* 9.0:1 on --paper, 8.3:1 on --lilac */

  /* Surfaces */
  --paper: #fbfafd;          /* page */
  --surface: #ffffff;
  --lilac: #f1ecf8;          /* tinted section */
  --lilac-2: #e4daf2;
  --line: #ddd3ea;           /* decorative hairlines */
  --line-strong: #6e6480;    /* form borders: 5.5:1 on white */

  /* Purple */
  --plum-950: #170a28;
  --plum-900: #1f0f36;       /* footer */
  --plum-800: #2b1548;       /* hero, dark bands: white text 15.6:1 */
  --plum-700: #4a2377;       /* royal: links/buttons, 10.4:1 on white */
  --plum-600: #5f3393;
  --plum-300: #b9a2dc;       /* on dark: 7.4:1 on --plum-800 */
  --plum-200: #d9cbee;

  /* Gold */
  --gold: #e0b13a;           /* fills; as text on --plum-800: 8.6:1 */
  --gold-2: #f1cf72;         /* highlight on dark */
  --gold-deep: #8a6410;      /* gold as text on white: 5.4:1 */
  --gold-wash: #fbf2d6;
  --gold-line: #c9982a;

  /* Placeholders (things the client must confirm) */
  --ph-bg: #fff1a8;
  --ph-ink: #3a2a00;
  --ph-line: #a77f12;

  --radius: 18px;
  --radius-sm: 10px;
  --radius-lg: 28px;
  --shadow: 0 1px 2px rgba(31, 15, 54, .06), 0 14px 32px -12px rgba(31, 15, 54, .22);
  --shadow-lg: 0 2px 6px rgba(31, 15, 54, .08), 0 34px 70px -24px rgba(31, 15, 54, .42);
  --maxw: 1240px;
  --gutter: clamp(16px, 4vw, 36px);

  --font-body: "Atkinson Hyperlegible Next", "Atkinson Hyperlegible", "Segoe UI", system-ui, -apple-system, Arial, sans-serif;
  --font-head: "Source Serif 4", "Source Serif Pro", Georgia, "Times New Roman", serif;
}

/* ---------- Reset / base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { font-size: 112.5%; -webkit-text-size-adjust: 100%; scroll-padding-top: 110px; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--ink);
  background: var(--paper);
  overflow-x: clip;
}
img, svg { max-width: 100%; }
img { height: auto; display: block; }
p, ul, ol, dl, table, figure { margin: 0 0 1.1em; }
ul, ol { padding-left: 1.3em; }
li + li { margin-top: .4em; }
strong { font-weight: 700; }

h1, h2, h3, h4 {
  font-family: var(--font-head);
  font-optical-sizing: auto;
  font-weight: 600;
  line-height: 1.12;
  color: var(--plum-800);
  margin: 0 0 .5em;
  text-wrap: balance;
}
h1 { font-size: clamp(2.2rem, 1.6rem + 2.6vw, 3.45rem); letter-spacing: -.015em; }
h2 { font-size: clamp(1.85rem, 1.4rem + 2vw, 2.85rem); letter-spacing: -.01em; }
h3 { font-size: clamp(1.3rem, 1.18rem + .5vw, 1.55rem); font-weight: 700; }
h4 { font-size: 1.15rem; font-family: var(--font-body); font-weight: 700; }

a { color: var(--plum-700); text-decoration-thickness: 2px; text-underline-offset: .2em; text-decoration-color: var(--gold-line); }
a:hover { color: var(--plum-600); text-decoration-color: var(--plum-600); }

:focus-visible {
  outline: 3px solid var(--plum-700);
  outline-offset: 3px;
  box-shadow: 0 0 0 7px var(--gold);
  border-radius: 4px;
}
.on-dark :focus-visible, .band-dark :focus-visible, .site-footer :focus-visible, .hero :focus-visible, .topbar :focus-visible {
  outline-color: #fff;
}

.visually-hidden {
  position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}
.skip-link {
  position: absolute; left: 12px; top: -80px; z-index: 1000;
  background: var(--gold); color: var(--plum-900); font-weight: 700;
  padding: 12px 18px; border-radius: 0 0 12px 12px; text-decoration: none;
}
.skip-link:focus { top: 0; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 var(--gutter); }
.prose { max-width: 68ch; }
.center { text-align: center; }
.center .prose { margin-left: auto; margin-right: auto; }

/* Things the client must confirm before launch. Easy to spot, removed by filling them in. */
.ph {
  background: var(--ph-bg); color: var(--ph-ink);
  border-bottom: 2px dotted var(--ph-line); border-radius: 4px 4px 0 0;
  padding: 0 .25em; font-style: normal;
}

/* ---------- Top bar ---------- */
.topbar { background: var(--plum-950); color: #e9e2f5; font-size: .92rem; }
.topbar-inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 4px 20px; min-height: 44px; padding-top: 6px; padding-bottom: 6px; }
.topbar a { color: #fff; font-weight: 700; text-decoration-color: var(--gold); }
.topbar p { margin: 0; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, .96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: saturate(1.4) blur(10px);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 84px; }
.brand { display: flex; align-items: center; gap: 14px; text-decoration: none; color: var(--plum-800); }
.brand-mark { flex: none; width: 52px; height: 52px; }
.brand-name { display: block; font-family: var(--font-head); font-weight: 700; font-size: 1.45rem; line-height: 1.05; letter-spacing: -.01em; }
.brand-tag { display: block; font-size: .86rem; color: var(--ink-2); font-weight: 600; margin-top: 3px; }
.brand:hover { color: var(--plum-700); }

.menu-toggle {
  display: none; align-items: center; gap: 10px;
  min-height: 52px; padding: 0 18px; border-radius: 999px;
  border: 2px solid var(--plum-700); background: #fff; color: var(--plum-700);
  font: inherit; font-weight: 700; cursor: pointer;
}
.menu-toggle svg { width: 22px; height: 22px; }

.site-nav ul { list-style: none; margin: 0; padding: 0; }
.nav-list { display: flex; align-items: center; gap: 2px; }
.nav-list > li + li { margin-top: 0; }
.has-sub { position: relative; }
.nav-link, .sub-toggle {
  display: inline-flex; align-items: center; gap: 6px;
  min-height: 48px; padding: 0 13px; border-radius: 999px;
  font: inherit; font-weight: 700; font-size: .96rem; white-space: nowrap;
  color: var(--ink); text-decoration: none; background: none; border: 0; cursor: pointer;
}
.nav-link:hover, .sub-toggle:hover { background: var(--lilac); color: var(--plum-700); }
.nav-link[aria-current="page"] { background: var(--lilac); color: var(--plum-700); box-shadow: inset 0 -3px 0 var(--gold); }
.sub-toggle .chev { width: 18px; height: 18px; transition: transform .15s ease; }
.sub-toggle[aria-expanded="true"] { background: var(--lilac); }
.sub-toggle[aria-expanded="true"] .chev { transform: rotate(180deg); }
.sub {
  position: absolute; left: 0; top: calc(100% + 10px); min-width: 340px;
  padding: 10px; background: #fff; border: 1px solid var(--line); border-top: 4px solid var(--gold);
  border-radius: var(--radius); box-shadow: var(--shadow-lg); display: none;
}
.sub.open { display: block; }
.sub li + li { margin-top: 2px; }
.sub a {
  display: block; padding: 10px 16px; border-radius: 12px;
  color: var(--ink); text-decoration: none; font-weight: 700; line-height: 1.3;
}
.sub a span { display: block; font-weight: 400; color: var(--ink-2); font-size: .92rem; margin-top: 2px; }
.sub a:hover, .sub a[aria-current="page"] { background: var(--lilac); color: var(--plum-700); }
.nav-cta { margin-left: 10px; }

/* no-JS: submenus stay visible as plain lists inside the mobile/desktop nav */
html:not(.js) .sub { position: static; display: block; box-shadow: none; border: 0; min-width: 0; padding: 0 0 0 12px; }
html:not(.js) .sub-toggle .chev { display: none; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 58px; padding: 12px 28px; border-radius: 999px;
  font: inherit; font-weight: 700; font-size: 1.05rem; line-height: 1.2;
  text-decoration: none; text-align: center; cursor: pointer;
  border: 2px solid transparent;
  transition: background-color .15s ease, color .15s ease, border-color .15s ease, box-shadow .15s ease;
}
.btn svg { width: 22px; height: 22px; flex: none; }
.btn-gold { background: var(--gold); color: var(--plum-900); box-shadow: 0 10px 24px -12px rgba(224, 177, 58, .9), inset 0 1px 0 rgba(255,255,255,.45); }
.btn-gold:hover { background: var(--gold-2); color: var(--plum-900); }
.btn-plum { background: var(--plum-700); color: #fff; box-shadow: 0 10px 24px -12px rgba(74, 35, 119, .8); }
.btn-plum:hover { background: var(--plum-800); color: #fff; }
.btn-ghost { background: transparent; color: var(--plum-700); border-color: var(--plum-700); }
.btn-ghost:hover { background: var(--lilac); color: var(--plum-800); }
.btn-ghost-light { background: transparent; color: #fff; border-color: rgba(255,255,255,.75); }
.btn-ghost-light:hover { background: rgba(255,255,255,.12); color: #fff; border-color: #fff; }
.btn-sm { min-height: 50px; padding: 8px 22px; font-size: 1rem; }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; margin: 1.8em 0 0; }
.text-link { font-weight: 700; display: inline-flex; align-items: center; gap: 8px; min-height: 44px; }
.text-link svg { width: 20px; height: 20px; transition: transform .15s ease; }
.text-link:hover svg { transform: translateX(3px); }

/* ---------- Sections ---------- */
.section { padding: clamp(64px, 8vw, 116px) 0; }
.section-sm { padding: clamp(44px, 5vw, 72px) 0; }
.section-lilac { background: var(--lilac); }
.section-white { background: var(--surface); }
.band-dark { background: var(--plum-800); color: #f3eefb; }
.band-dark h2, .band-dark h3 { color: #fff; }
.band-dark a:not(.btn) { color: var(--gold-2); text-decoration-color: currentColor; }
.band-dark .lead, .band-dark p { color: #e3dbf1; }
.section-head { max-width: 760px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; }
.kicker {
  /* small sentence-case label with a gold rule, used only where it adds orientation */
  display: flex; align-items: center; gap: 12px;
  font-weight: 700; font-size: 1rem; color: var(--gold-deep); margin: 0 0 .8em;
}
.kicker::before { content: ""; width: 34px; height: 3px; border-radius: 2px; background: var(--gold); flex: none; }
.center .kicker, .kicker.center { justify-content: center; }
.band-dark .kicker, .hero .kicker { color: var(--gold); }
.lead { font-size: clamp(1.12rem, 1.02rem + .45vw, 1.34rem); color: var(--ink-2); line-height: 1.6; }

/* ---------- Hero (the seal) ---------- */
.hero {
  position: relative; overflow: hidden; isolation: isolate;
  background:
    radial-gradient(60% 80% at 82% 40%, rgba(224, 177, 58, .16) 0%, rgba(224, 177, 58, 0) 60%),
    radial-gradient(80% 120% at 0% 0%, #3a1d60 0%, rgba(58, 29, 96, 0) 60%),
    var(--plum-800);
  color: #f3eefb;
}
.hero::after {
  /* fine guilloche-like rings echoing the seal */
  content: ""; position: absolute; z-index: -1; right: -12%; top: 50%; width: 1100px; aspect-ratio: 1; transform: translateY(-50%);
  background: repeating-radial-gradient(circle, rgba(224, 177, 58, .10) 0 1px, transparent 1px 22px);
  -webkit-mask-image: radial-gradient(circle, #000 30%, transparent 70%);
  mask-image: radial-gradient(circle, #000 30%, transparent 70%);
  pointer-events: none;
}
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; align-items: center; gap: clamp(32px, 5vw, 80px); padding-top: clamp(48px, 7vw, 96px); padding-bottom: clamp(56px, 7vw, 104px); }
.hero h1 { color: #fff; }
.hero .h1-sub { display: block; font-family: var(--font-body); font-size: clamp(1.05rem, .98rem + .35vw, 1.25rem); font-weight: 700; letter-spacing: 0; color: var(--gold); margin-bottom: .9em; line-height: 1.4; }
.hero .lead { color: #e3dbf1; max-width: 36em; }
.hero-call { margin: 1.4em 0 0; font-size: .98rem; color: var(--plum-300); }
.hero-call a { color: #fff; }

.season {
  display: flex; gap: 14px; align-items: flex-start;
  margin-top: 30px; padding: 16px 20px; max-width: 36em;
  background: rgba(255, 255, 255, .06); border: 1px solid rgba(224, 177, 58, .45); border-radius: var(--radius);
  color: #f3eefb;
}
.season-dot { flex: none; width: 14px; height: 14px; margin-top: .45em; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 5px rgba(224, 177, 58, .22); }
.season p { margin: 0; color: #f3eefb; }
.season strong { color: #fff; }

.seal { position: relative; width: min(100%, 470px); margin: 0 auto; aspect-ratio: 1; }
.seal svg.seal-ring { position: absolute; inset: 0; width: 100%; height: 100%; overflow: visible; }
.seal-ring text { font-family: var(--font-body); font-weight: 700; font-size: 15.5px; letter-spacing: 3.2px; fill: var(--gold); }
.seal picture, .seal > img { position: absolute; inset: 15.5%; }
.seal img { width: 100%; height: 100%; border-radius: 50%; object-fit: cover; }
.seal picture img { box-shadow: 0 0 0 5px var(--plum-800), 0 0 0 8px var(--gold), 0 30px 60px -20px rgba(0,0,0,.65); }
@media (prefers-reduced-motion: no-preference) {
  .seal-ring { animation: seal-in 1.4s cubic-bezier(.2, .8, .2, 1) both; }
  @keyframes seal-in { from { opacity: 0; transform: rotate(-24deg) scale(.96); } }
}
.seal-caption { position: absolute; left: 50%; bottom: -6px; transform: translateX(-50%); white-space: nowrap;
  background: var(--gold); color: var(--plum-900); font-weight: 700; font-size: .98rem; padding: 8px 20px; border-radius: 999px;
  box-shadow: 0 12px 24px -12px rgba(0,0,0,.6); }

/* ---------- Disclaimer band directly under the hero ---------- */
.tpmo { background: var(--gold-wash); border-bottom: 1px solid #ecd9a0; color: var(--ink); font-size: .95rem; }
.tpmo .container { display: flex; gap: 14px; align-items: flex-start; padding-top: 16px; padding-bottom: 16px; }
.tpmo svg { flex: none; width: 24px; height: 24px; color: var(--gold-deep); margin-top: 2px; }
.tpmo p { margin: 0; max-width: 100ch; }

/* ---------- Path chooser ---------- */
.paths { list-style: none; padding: 0; margin: 0; border-top: 2px solid var(--plum-800); }
.paths li { margin: 0; border-bottom: 1px solid var(--line); }
.paths a {
  display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 4px 24px;
  padding: 26px 8px; text-decoration: none; color: inherit;
}
.paths .path-say { font-family: var(--font-head); font-size: clamp(1.35rem, 1.2rem + .7vw, 1.8rem); font-weight: 600; color: var(--plum-800); line-height: 1.2; }
.paths .path-more { grid-column: 1; color: var(--ink-2); }
.paths .path-go {
  grid-column: 2; grid-row: 1 / span 2; display: grid; place-items: center;
  width: 56px; height: 56px; border-radius: 50%; border: 2px solid var(--plum-700); color: var(--plum-700);
  transition: background-color .15s ease, color .15s ease, border-color .15s ease;
}
.paths .path-go svg { width: 24px; height: 24px; }
.paths a:hover .path-go, .paths a:focus-visible .path-go { background: var(--gold); border-color: var(--gold); color: var(--plum-900); }
.paths a:hover .path-say { color: var(--plum-700); }

/* ---------- Steps (a real sequence) ---------- */
.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; counter-reset: step; position: relative; }
.steps::before { content: ""; position: absolute; left: 28px; right: 28px; top: 28px; height: 2px; background: repeating-linear-gradient(90deg, var(--gold) 0 10px, transparent 10px 18px); }
.steps li { position: relative; margin: 0; counter-increment: step; }
.steps li::before {
  content: counter(step); position: relative; display: grid; place-items: center;
  width: 58px; height: 58px; border-radius: 50%; margin-bottom: 18px;
  background: var(--plum-800); color: var(--gold); border: 3px solid var(--gold);
  font-family: var(--font-head); font-weight: 700; font-size: 1.5rem;
}
.steps h3 { margin-bottom: .35em; }
.steps p { color: var(--ink-2); margin: 0; }
.band-dark .steps li::before { background: var(--gold); color: var(--plum-900); border-color: var(--gold); }
.band-dark .steps p { color: #e3dbf1; }

/* ---------- Enrollment calendar strip ---------- */
.cal { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(18px, 3vw, 34px); box-shadow: var(--shadow); }
.cal-months, .cal-row .cal-track { display: grid; grid-template-columns: repeat(12, 1fr); }
.cal-months { margin-left: var(--cal-label); font-size: .86rem; font-weight: 700; color: var(--ink-2); text-align: center; }
.cal-months span { padding-bottom: 8px; border-left: 1px solid var(--line); }
.cal { --cal-label: 0px; position: relative; }
.cal-rows { position: relative; }
.cal-row { margin-top: 18px; }
.cal-row h3 { font-family: var(--font-body); font-size: 1rem; font-weight: 700; color: var(--ink); margin: 0 0 6px; }
.cal-row h3 span { font-weight: 400; color: var(--ink-2); }
.cal-track { position: relative; height: 40px; border-radius: 10px; background: repeating-linear-gradient(90deg, var(--lilac) 0 calc(100% / 12 - 1px), #fff calc(100% / 12 - 1px) calc(100% / 12)); }
.cal-bar {
  position: absolute; top: 4px; bottom: 4px; border-radius: 8px;
  display: flex; align-items: center; padding: 0 12px; overflow: hidden; white-space: nowrap;
  font-size: .9rem; font-weight: 700;
}
.cal-bar.aep { background: var(--plum-700); color: #fff; }
.cal-bar.oep { background: var(--plum-300); color: var(--plum-900); }
.cal-bar.gep { background: var(--lilac-2); color: var(--plum-900); border: 2px dashed var(--plum-600); }
.cal-today { position: absolute; top: -34px; bottom: -8px; width: 0; border-left: 3px solid var(--gold); pointer-events: none; }
.cal-today span {
  position: absolute; top: 0; left: 0; transform: translateX(-50%); white-space: nowrap;
  background: var(--gold); color: var(--plum-900); font-size: .82rem; font-weight: 700; padding: 3px 10px; border-radius: 999px;
}
.cal-note { margin: 22px 0 0; color: var(--ink-2); font-size: .98rem; }

/* ---------- Carriers ---------- */
.carriers { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.carriers li {
  margin: 0; min-height: 112px; display: grid; place-items: center; text-align: center; padding: 18px;
  border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff;
}
.carrier-name { font-family: var(--font-head); font-weight: 600; font-size: clamp(1.25rem, 1.1rem + .5vw, 1.6rem); color: var(--plum-800); line-height: 1.15; }
.carrier-name small { display: block; font-family: var(--font-body); font-weight: 600; font-size: .85rem; color: var(--ink-2); margin-top: 4px; }
.fine { font-size: .95rem; color: var(--ink-2); }

/* ---------- Meet Skip ---------- */
.meet { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(36px, 6vw, 88px); align-items: center; }
.portrait-frame { position: relative; max-width: 420px; margin: 0 auto; }
.portrait-frame::before {
  content: ""; position: absolute; inset: -18px; border-radius: 50%;
  border: 2px solid var(--gold); border-left-color: transparent; border-bottom-color: transparent; transform: rotate(-20deg);
}
.portrait-frame img { border-radius: 50%; box-shadow: var(--shadow-lg); }
.checklist { list-style: none; padding: 0; }
.checklist li { position: relative; padding-left: 40px; }
.checklist li + li { margin-top: .7em; }
.checklist li::before {
  content: ""; position: absolute; left: 0; top: .2em; width: 26px; height: 26px; border-radius: 50%;
  background: var(--plum-700) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23e0b13a' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center / 15px no-repeat;
}

/* ---------- Plan types ---------- */
.plan-types { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border-top: 2px solid var(--plum-800); }
.plan-type { padding: 30px 28px 10px 0; }
.plan-type + .plan-type { padding-left: 28px; border-left: 1px solid var(--line); }
.plan-type h3 a { color: inherit; text-decoration: none; }
.plan-type h3 a:hover { color: var(--plum-700); text-decoration: underline; text-decoration-color: var(--gold); }
.plan-type p { color: var(--ink-2); }

/* ---------- FAQ ---------- */
.faq { max-width: 880px; }
.faq details { border-bottom: 1px solid var(--line); }
.faq details:first-child { border-top: 2px solid var(--plum-800); }
.faq summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 20px;
  min-height: 64px; padding: 18px 4px; font-weight: 700; font-size: 1.1rem; color: var(--plum-800);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; flex: none; display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%;
  border: 2px solid var(--plum-700); color: var(--plum-700); font-size: 1.4rem; line-height: 1;
}
.faq details[open] summary::after { content: "\2212"; background: var(--gold); border-color: var(--gold); color: var(--plum-900); }
.faq summary :is(h2, h3) { font: inherit; color: inherit; margin: 0; }
.faq .answer { padding: 0 4px 18px; max-width: 70ch; }
.faq .answer > :last-child { margin-bottom: 0; }

/* ---------- Forms ---------- */
.form-card { background: #fff; border-radius: var(--radius-lg); padding: clamp(22px, 4vw, 44px); box-shadow: var(--shadow-lg); border-top: 6px solid var(--gold); color: var(--ink); }
.form-card h2, .form-card h3 { color: var(--plum-800); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 20px; }
.form-grid .full { grid-column: 1 / -1; }
.field label, .field legend { display: block; font-weight: 700; margin-bottom: 6px; color: var(--ink); }
.field .hint { display: block; font-weight: 400; color: var(--ink-2); font-size: .92rem; }
.field input, .field select, .field textarea {
  width: 100%; min-height: 56px; padding: 12px 16px;
  font: inherit; color: var(--ink); background: #fff;
  border: 2px solid var(--line-strong); border-radius: 12px;
}
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus-visible, .field select:focus-visible, .field textarea:focus-visible { border-color: var(--plum-700); }
.field [aria-invalid="true"] { border-color: #b3261e; }
.field-error { color: #b3261e; font-weight: 700; font-size: .95rem; margin: 6px 0 0; }
.field-error:empty { display: none; }
fieldset.field { border: 0; padding: 0; margin: 0; min-width: 0; }
.choices { display: flex; flex-wrap: wrap; gap: 10px; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.choice span {
  display: inline-flex; align-items: center; min-height: 50px; padding: 8px 18px; border-radius: 999px;
  border: 2px solid var(--line-strong); background: #fff; font-weight: 700; cursor: pointer;
}
.choice input:checked + span { background: var(--plum-700); border-color: var(--plum-700); color: #fff; box-shadow: inset 0 -3px 0 var(--gold); }
.choice input:focus-visible + span { outline: 3px solid var(--plum-700); outline-offset: 3px; box-shadow: 0 0 0 7px var(--gold); }
.consent { display: grid; grid-template-columns: 30px 1fr; gap: 12px; align-items: start; font-size: .95rem; color: var(--ink-2); }
.consent input { width: 28px; height: 28px; margin: 2px 0 0; accent-color: var(--plum-700); }
.consent label { font-weight: 400; color: var(--ink-2); }
.form-note { font-size: .92rem; color: var(--ink-2); }
.hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.form-status { margin-top: 16px; padding: 16px 20px; border-radius: 12px; font-weight: 700; }
.form-status:empty { display: none; }
.form-status.ok { background: #e7f4ec; color: #14532d; border-left: 6px solid #1f7a45; }
.form-status.err { background: #fdeceb; color: #7f1d1d; border-left: 6px solid #b3261e; }

/* ---------- Callouts ---------- */
.callout { background: var(--lilac); border-left: 6px solid var(--plum-700); border-radius: var(--radius-sm); padding: 20px 24px; margin: 0 0 1.4em; }
.callout-gold { background: var(--gold-wash); border-left-color: var(--gold); }
.callout > :last-child { margin-bottom: 0; }

/* ---------- CTA band ---------- */
.cta-band {
  display: grid; grid-template-columns: 1.2fr .8fr; gap: 28px 48px; align-items: center;
  background: var(--plum-800); color: #f3eefb; border-radius: var(--radius-lg);
  padding: clamp(32px, 5vw, 60px); position: relative; overflow: hidden; isolation: isolate;
}
.cta-band::after {
  content: ""; position: absolute; z-index: -1; right: -120px; bottom: -220px; width: 520px; aspect-ratio: 1; border-radius: 50%;
  background: repeating-radial-gradient(circle, rgba(224, 177, 58, .16) 0 1px, transparent 1px 18px);
}
.cta-band h2 { color: #fff; }
.cta-band p { color: #e3dbf1; }
.cta-band .btn-row { margin: 0; justify-content: flex-end; }

/* ---------- Page hero (inner pages) ---------- */
.page-hero { background: var(--plum-800); color: #f3eefb; position: relative; overflow: hidden; isolation: isolate; }
.page-hero::after {
  content: ""; position: absolute; z-index: -1; right: -180px; top: -260px; width: 680px; aspect-ratio: 1; border-radius: 50%;
  background: repeating-radial-gradient(circle, rgba(224, 177, 58, .13) 0 1px, transparent 1px 20px);
}
.page-hero .container { padding-top: clamp(40px, 6vw, 80px); padding-bottom: clamp(44px, 6vw, 84px); }
.page-hero h1 { color: #fff; max-width: 20ch; }
.page-hero .lead { color: #e3dbf1; max-width: 44em; }
.breadcrumbs { font-size: .95rem; margin-bottom: 18px; }
.breadcrumbs ol { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 6px; }
.breadcrumbs li + li { margin-top: 0; }
.breadcrumbs li + li::before { content: "/"; margin-right: 6px; color: var(--plum-300); }
.breadcrumbs a { color: var(--gold-2); }
.breadcrumbs [aria-current] { color: #e3dbf1; }

/* Article / content layout for inner pages */
.content-grid { display: grid; grid-template-columns: minmax(0, 1fr) 340px; gap: clamp(32px, 5vw, 72px); align-items: start; }
.article h2 { margin-top: 1.6em; }
.article h2:first-child { margin-top: 0; }
.article h3 { margin-top: 1.4em; }
.aside-card { position: sticky; top: 112px; background: #fff; border: 1px solid var(--line); border-top: 6px solid var(--gold); border-radius: var(--radius); padding: 26px; box-shadow: var(--shadow); }
.aside-card h2 { font-size: 1.45rem; }
.aside-card .btn { width: 100%; }
.aside-card .btn + .btn { margin-top: 12px; }
.compare { width: 100%; border-collapse: collapse; margin: 0 0 1.4em; background: #fff; border-radius: var(--radius-sm); overflow: hidden; box-shadow: var(--shadow); }
.compare th, .compare td { padding: 14px 16px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.compare thead th { background: var(--plum-800); color: #fff; font-weight: 700; }
.compare tbody th { color: var(--plum-800); font-weight: 700; width: 30%; }
.table-wrap { overflow-x: auto; }

/* ---------- Footer ---------- */
.site-footer { background: var(--plum-900); color: #d8cfe8; font-size: .96rem; padding: 64px 0 120px; }
.site-footer a { color: #fff; text-decoration-color: var(--gold); }
.site-footer h2 { font-family: var(--font-body); font-size: 1rem; font-weight: 700; color: var(--gold); margin-bottom: 14px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 36px; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li + li { margin-top: 10px; }
.footer-brand .brand-name { color: #fff; font-size: 1.6rem; }
.footer-legal { margin-top: 48px; padding-top: 28px; border-top: 1px solid rgba(224, 177, 58, .35); display: grid; gap: 14px; }
.footer-legal p { margin: 0; max-width: 110ch; }
.footer-legal strong { color: #fff; }

/* ---------- Mobile action bar ---------- */
.mobile-cta { display: none; }

/* ---------- Responsive ---------- */
@media (max-width: 1180px) {
  .menu-toggle { display: inline-flex; }
  .site-nav { display: none; position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 4px solid var(--gold); box-shadow: var(--shadow-lg); max-height: calc(100vh - 84px); overflow-y: auto; }
  .site-nav.open { display: block; }
  html:not(.js) .site-nav { display: block; position: static; box-shadow: none; }
  html:not(.js) .menu-toggle { display: none; }
  .header-inner { position: relative; flex-wrap: wrap; }
  .nav-list { flex-direction: column; align-items: stretch; padding: 12px var(--gutter) 20px; }
  .nav-link, .sub-toggle { width: 100%; justify-content: space-between; min-height: 56px; font-size: 1.05rem; border-radius: 12px; }
  .sub { position: static; min-width: 0; box-shadow: none; border: 0; border-left: 3px solid var(--gold); border-radius: 0; margin: 0 0 8px 14px; padding: 4px 0 4px 8px; }
  .nav-cta { margin: 12px 0 0; }
  .nav-cta .btn { width: 100%; }
}
@media (max-width: 860px) {
  .hero-grid, .meet, .content-grid, .cta-band { grid-template-columns: minmax(0, 1fr); }
  .hero-grid { padding-top: 40px; }
  .seal { width: min(78vw, 400px); order: -1; }
  .steps { grid-template-columns: repeat(2, 1fr); row-gap: 40px; }
  .steps::before { display: none; }
  .plan-types { grid-template-columns: 1fr; }
  .plan-type, .plan-type + .plan-type { padding: 26px 0 8px; border-left: 0; }
  .plan-type + .plan-type { border-top: 1px solid var(--line); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .cta-band .btn-row { justify-content: flex-start; }
  .aside-card { position: static; }
  .meet .portrait-frame { max-width: 300px; }
}
@media (max-width: 899px) {
  .mobile-cta {
    display: grid; grid-template-columns: 1fr 1fr; gap: 8px;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
    padding: 10px 12px calc(10px + env(safe-area-inset-bottom));
    background: rgba(31, 15, 54, .97); border-top: 2px solid var(--gold);
  }
  .mobile-cta .btn { min-height: 54px; padding: 8px 12px; font-size: 1rem; }
}
@media (max-width: 640px) {
  .form-grid { grid-template-columns: 1fr; }
  .carriers { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .carriers li { padding: 14px 8px; min-height: 92px; }
  .carrier-name { font-size: 1.12rem; overflow-wrap: anywhere; }
  .steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .topbar-inner { justify-content: center; text-align: center; }
  .topbar .topbar-note { display: none; }
  .brand-tag { font-size: .8rem; }
  .brand-name { font-size: 1.25rem; }
  .brand-mark { width: 44px; height: 44px; }
  .menu-toggle .menu-label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
  .menu-toggle { padding: 0 14px; }
  .cal-bar { font-size: .78rem; padding: 0 6px; }
  .cal-months { font-size: .72rem; }
  .paths .path-go { width: 48px; height: 48px; }
  .seal-ring text { font-size: 16.5px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}

@media print {
  .topbar, .site-header, .mobile-cta, .hero::after, .btn-row { display: none !important; }
  body { background: #fff; color: #000; }
}

/* Forms inside dark bands keep their light-surface colors */
.band-dark .form-card p, .band-dark .form-card label, .band-dark .form-card legend { color: var(--ink-2); }
.band-dark .form-card .field label, .band-dark .form-card .field legend { color: var(--ink); }
.band-dark .form-card a:not(.btn) { color: var(--plum-700); text-decoration-color: var(--gold-line); }
.band-dark .form-card .field-error { color: #b3261e; }
.band-dark .form-card .form-status.ok { color: #14532d; }
.band-dark .form-card .form-status.err { color: #7f1d1d; }
.band-dark .form-card :focus-visible { outline-color: var(--plum-700); }

/* Clip decorative overhangs (portrait ring, seal) so phones never scroll sideways */
main, .site-footer { overflow-x: clip; }
.cal-rows { overflow: visible; }
@media (max-width: 640px) {
  .cal-months .m-rest { display: none; }
  .portrait-frame::before { inset: -10px; }
}
.cal-rows { padding-top: 36px; }
.cal-today { top: 0; }

/* ---------- Inner pages ---------- */
.page-body { padding-bottom: clamp(40px, 5vw, 64px); }
.page-cta { padding-top: 0; }
.aside-card .aside-note { margin: 16px 0 0; }
.aside-card .aside-email { margin: 12px 0 0; overflow-wrap: anywhere; font-size: .95rem; }
.aside-card .aside-email + p { margin-top: 12px; }
.compare caption { caption-side: top; text-align: left; font-weight: 700; color: var(--ink-2); padding: 0 0 10px; }
.table-wrap { margin: 0 0 1.4em; }
.table-wrap .compare { min-width: 560px; margin: 0; }
.table-wrap:focus-visible { border-radius: var(--radius-sm); }
.article .compare th, .article .compare td { font-size: .98rem; }
.article .callout + h2, .article .table-wrap + h2 { margin-top: 1.4em; }
.article .form-card { margin-bottom: 1.2em; }
.form-after { margin-bottom: 2em; }
.faq-jump p { margin: 0 0 1.6em; }
.article .faq { margin-bottom: 1.8em; }
.article .carriers { margin: 0 0 1.1em; }
.article .carriers li { min-height: 88px; }

/* Steps inside an article read as a vertical timeline */
.article .steps { grid-template-columns: 1fr; gap: 26px; margin: 0 0 1.6em; }
.article .steps::before { display: block; left: 28px; right: auto; top: 30px; bottom: 30px; width: 2px; height: auto; background: repeating-linear-gradient(180deg, var(--gold) 0 10px, transparent 10px 18px); }
.article .steps li { padding-left: 80px; min-height: 58px; }
.article .steps li::before { position: absolute; left: 0; top: 0; margin: 0; }
.article .steps h3 { margin-top: 0; padding-top: 12px; }

/* Comparison tables become labeled cards on phones */
@media (max-width: 640px) {
  .table-wrap .compare.stack { min-width: 0; box-shadow: none; background: transparent; overflow: visible; }
  .compare.stack thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
  .compare.stack, .compare.stack caption, .compare.stack tbody, .compare.stack tr, .compare.stack th, .compare.stack td { display: block; width: auto; }
  .compare.stack caption { padding-bottom: 12px; }
  .compare.stack tr { background: #fff; border: 1px solid var(--line); border-top: 4px solid var(--plum-700); border-radius: var(--radius-sm); margin-bottom: 16px; box-shadow: var(--shadow); overflow: hidden; }
  .compare.stack tbody th { width: auto; background: var(--lilac); font-size: 1.05rem; }
  .compare.stack td { border-bottom: 1px solid var(--line); }
  .compare.stack td:last-child { border-bottom: 0; }
  .compare.stack td::before { content: attr(data-label); display: block; font-weight: 700; color: var(--plum-800); font-size: .92rem; margin-bottom: 2px; }
}

/* =========================================================================
   Review fixes (design + accessibility audit, Oct 2026)
   ========================================================================= */

/* Type and rhythm */
p, li { text-wrap: pretty; }
.section { padding: clamp(60px, 7vw, 92px) 0; }
.article h2 { font-size: clamp(1.6rem, 1.3rem + 1vw, 2.1rem); }
.article h3, .plan-type h3, .steps h3 { font-family: var(--font-body); font-weight: 700; letter-spacing: 0; }
.cal-note { max-width: 70ch; }
.fine { max-width: 75ch; }
.footer-legal p, .tpmo p { max-width: 80ch; }
.kicker { color: #7a580c; }
.req { font-weight: 400; color: var(--ink-2); font-size: .92rem; }

/* C1: the phone action bar never covers the field you're typing in */
@media (max-width: 899px) {
  html { scroll-padding-bottom: 110px; }
  body:has(form :focus-within) .mobile-cta, body:has(.form-card :focus) .mobile-cta { display: none; }
  .site-header { position: relative; } /* H3: the bottom bar already holds Call and Book */
}
.site-footer { padding-bottom: 64px; }
@media (max-width: 899px) { .site-footer { padding-bottom: 140px; } }

/* C3: reflow at large text sizes; nothing gets clipped */
.form-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); align-items: end; }
.form-grid > .full, .form-grid > fieldset { align-self: start; }
@media (max-width: 640px) { .form-grid, .footer-grid { grid-template-columns: minmax(0, 1fr); } }
.field input, .field select, .field textarea { min-width: 0; max-width: 100%; }
a[href^="mailto:"] { overflow-wrap: anywhere; }
.footer-grid > * { min-width: 0; }

/* H1: visible focus on dark surfaces and on gold buttons */
.page-hero :focus-visible, .cta-band :focus-visible, .mobile-cta :focus-visible, .band-dark :focus-visible { outline-color: #fff; }
.btn-gold:focus-visible { box-shadow: 0 0 0 7px var(--plum-900); }
.band-dark .btn-gold:focus-visible, .hero .btn-gold:focus-visible, .page-hero .btn-gold:focus-visible,
.cta-band .btn-gold:focus-visible, .mobile-cta .btn-gold:focus-visible { box-shadow: 0 0 0 7px var(--gold-2); outline-color: #fff; outline-offset: 5px; }
.field [aria-invalid="true"]:focus-visible { border-color: #b3261e; }
.btn:disabled { opacity: .7; cursor: progress; }

/* H2: the mobile menu panel keeps its gutters */
@media (max-width: 1180px) {
  .site-nav .nav-list { padding: 12px var(--gutter) 20px; }
  .site-nav .sub { margin: 0 0 8px 14px; padding: 4px 0 4px 12px; }
}

/* H3 / M9: the brand never squeezes or wraps into three rows */
.brand { flex: none; min-width: 0; }
.brand-tag { white-space: nowrap; }
@media (max-width: 400px) { .brand-tag { white-space: normal; } }

/* H4: tablets keep the headline and Call button above the fold */
@media (min-width: 861px) and (max-width: 1180px) {
  .hero-grid { grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); }
  .seal { width: min(100%, 360px); }
  .content-grid { grid-template-columns: minmax(0, 1fr) 300px; }
}
@media (max-width: 860px) {
  .seal { width: min(60vw, 250px); }
  .hero-grid { gap: 28px; padding-top: 32px; }
}

/* H5: the "Today" line runs behind the row headings, through the bars only */
.cal-row h3 { position: relative; z-index: 1; background: #fff; margin: 0; padding: 0 0 6px; }
.cal-today { z-index: 0; }

/* M1: gold underline + plum pill means "you are here" everywhere */
.nav-link[aria-current="page"], .has-sub:has(a[aria-current="page"]) > .sub-toggle {
  background: var(--plum-800); color: #fff; box-shadow: inset 0 -4px 0 var(--gold);
}
.nav-link[aria-current="page"]:hover, .has-sub:has(a[aria-current="page"]) > .sub-toggle:hover { background: var(--plum-700); color: #fff; }
.nav-cta .btn[aria-current="page"] { box-shadow: 0 0 0 3px var(--plum-800); }
.sub a[aria-current="page"] { box-shadow: inset 4px 0 0 var(--gold); }

/* M2: skip link stays fully hidden at any text size */
.skip-link { top: 0; transform: translateY(-130%); }
.skip-link:focus { transform: none; }

/* M8: keep the word "Menu" visible on phones */
@media (max-width: 640px) {
  .menu-toggle .menu-label { position: static; width: auto; height: auto; overflow: visible; clip: auto; }
  .menu-toggle { padding: 0 16px; }
}

/* M13: ring text sits on the top arc only; the caption owns the bottom */
.seal-caption { bottom: 2%; }

/* Emblem in the "Your broker" section (replaces a second copy of the portrait) */
.emblem { position: relative; width: min(100%, 340px); margin: 0 auto; aspect-ratio: 1; display: grid; place-items: center; }
.emblem::before { content: ""; position: absolute; inset: -6%; border-radius: 50%; background: repeating-radial-gradient(circle, rgba(74, 35, 119, .10) 0 1px, transparent 1px 16px); }
.emblem img { position: relative; width: 100%; height: auto; filter: drop-shadow(0 30px 40px rgba(31, 15, 54, .35)); }
@media (max-width: 860px) { .emblem { width: min(56vw, 220px); } }

/* L1: calendar bars read clearly against their track */
.cal-bar.oep { background: #8e6bc4; color: #fff; }
.cal-bar.gep { background: #fff; color: var(--plum-900); border: 2px dashed var(--plum-600); }
.cal-bar { text-overflow: ellipsis; }

/* L3: the gold header button keeps a visible edge on white */
.site-header .btn-gold { border-color: #b8891f; }

/* L9: roomier footer links for older hands */
.footer-grid a { display: inline-block; padding: 8px 0; }
.footer-grid li + li { margin-top: 0; }

/* Taste: carriers as one centered line of names joined by gold marks */
.carriers { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 6px 0; border: 0; }
.carriers li { min-height: 0; padding: 6px 0; border: 0; background: none; display: inline-flex; align-items: center; }
.carriers li + li::before { content: "\2726"; color: var(--gold); font-size: 1rem; margin: 0 22px; }
.carrier-name { font-size: clamp(1.3rem, 1.1rem + .7vw, 1.8rem); }
@media (max-width: 640px) {
  .carriers { flex-direction: column; gap: 2px; }
  .carriers li { padding: 2px 0; }
  .carriers li + li::before { display: none; }
  .carriers li + li { border-top: 1px solid var(--line); padding-top: 10px; }
  .carrier-name { font-size: 1.35rem; }
}
#carriers-title { text-align: center; }
.section-head:has(#carriers-title) { margin-left: auto; margin-right: auto; text-align: center; }
.section-head:has(#carriers-title) + .carriers + .fine { margin-left: auto; margin-right: auto; text-align: center; }

/* Taste: inner page heroes carry the seal monogram and start content sooner */
.page-hero .container { padding-top: clamp(32px, 4vw, 56px); padding-bottom: clamp(36px, 4.5vw, 60px); position: relative; }
@media (min-width: 1000px) {
  .page-hero .container::after {
    content: ""; position: absolute; right: var(--gutter); top: 50%; transform: translateY(-50%);
    width: 150px; height: 150px; background: url("../img/favicon.svg") center / contain no-repeat;
    filter: drop-shadow(0 18px 30px rgba(0, 0, 0, .35));
  }
  .page-hero h1, .page-hero .lead { max-width: calc(100% - 200px); }
}
.nav-cta .btn { white-space: nowrap; }
@media (min-width: 1181px) and (max-width: 1320px) { .nav-link, .sub-toggle { padding: 0 9px; } .nav-cta { margin-left: 6px; } }

/* QA fixes */
.consent .field-error { grid-column: 1 / -1; }
.form-error-banner { display: none; margin: 0 0 24px; padding: 18px 22px; border-radius: 12px; background: #fdeceb; color: #7f1d1d; border-left: 6px solid #b3261e; }
.form-error-banner p { margin: 0; }
.form-error-banner a { color: #7f1d1d; }
.form-error-banner:target, .form-error-banner.show { display: block; }

/* =========================================================================
   Readability pass (client request): sturdier type for older readers.
   Atkinson Hyperlegible Next was designed for low-vision readers; Source Serif 4
   keeps the classic look without Bodoni's thin hairlines.
   ========================================================================= */
html { font-size: 118.75%; }               /* 19px base, still scales with browser settings */
body { line-height: 1.7; letter-spacing: .005em; }
h1, h2, h3, h4 { font-weight: 700; letter-spacing: 0; line-height: 1.18; }
h1 { letter-spacing: -.005em; }
.lead { line-height: 1.65; }
.paths .path-say, .carrier-name, .brand-name { font-weight: 700; letter-spacing: 0; }
.prose, .article { max-width: 66ch; }
/* small text never drops below ~17px */
.fine, .form-note, .hint, .field .hint, .req, .consent, .consent label, .cal-note, .tpmo, .breadcrumbs,
.site-footer, .topbar, .sub a span, .carrier-name small { font-size: max(.95rem, 17px); }
.brand-tag { font-size: max(.86rem, 15px); }
.cal-months { font-size: max(.86rem, 14px); }
.cal-row h3 { font-size: 1.02rem; }
@media (max-width: 640px) {
  .cal-months { font-size: 14px; }
  .cal-bar { font-size: 13px; }
  .brand-tag { font-size: 14px; }
}

/* =========================================================================
   Events (server-rendered listing, detail and RSVP pages)
   Plum date tiles with gold month labels; generous spacing; senior-first.
   ========================================================================= */
.events-section { padding-top: clamp(40px, 5vw, 64px); }
.events-list-wrap { max-width: 980px; }
.events-filter {
  display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) auto; gap: 16px 20px; align-items: end;
  background: var(--lilac); border: 1px solid var(--lilac-2); border-radius: var(--radius); padding: 20px 22px; margin: 0 0 28px;
}
.events-filter .field label { margin-bottom: 6px; }
.events-filter-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 6px 18px; }
.events-count { color: var(--ink-2); margin: 0 0 8px; }
.events-month { margin-top: 36px; }
.events-month-title {
  display: flex; align-items: center; gap: 14px; font-size: clamp(1.45rem, 1.2rem + .8vw, 1.9rem); margin: 0 0 18px;
}
.events-month-title::after { content: ""; flex: 1; height: 2px; background: linear-gradient(90deg, var(--gold), transparent); border-radius: 2px; }
.event-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 20px; }
.event-list li + li { margin-top: 0; }
.event-card {
  display: grid; grid-template-columns: 116px minmax(0, 1fr); gap: 24px; align-items: start;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow);
  transition: border-color .15s ease, box-shadow .15s ease;
}
.event-card:hover, .event-card:focus-within { border-color: var(--plum-300); box-shadow: var(--shadow-lg); }
.event-date {
  display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center;
  background: var(--plum-800); color: #fff; border-radius: 16px; padding: 14px 8px 12px; min-height: 120px;
  box-shadow: inset 0 -5px 0 var(--gold), 0 10px 22px -14px rgba(31, 15, 54, .8);
}
.event-date-mon { color: var(--gold); font-weight: 800; font-size: .95rem; letter-spacing: .12em; text-transform: uppercase; }
.event-date-day { font-family: var(--font-head); font-weight: 700; font-size: 2.6rem; line-height: 1; margin: 4px 0; }
.event-date-wd { color: var(--plum-200); font-size: .9rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; }
.event-body > :last-child { margin-bottom: 0; }
.event-meta-top { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 10px; }
.event-type, .event-format, .event-cancelled {
  display: inline-flex; align-items: center; min-height: 32px; padding: 3px 14px; border-radius: 999px; font-weight: 700; font-size: max(.88rem, 16px);
  border: 1.5px solid currentColor;
}
.event-type-educational { color: var(--plum-700); background: var(--lilac); }
.event-type-marketing { color: #6b4c07; background: var(--gold-wash); }
.event-format { color: var(--ink-2); background: #fff; }
.event-cancelled { color: #8f1d17; background: #fdeceb; }
.event-title { font-size: clamp(1.3rem, 1.15rem + .55vw, 1.6rem); margin: 0 0 10px; }
.event-title a { color: var(--plum-800); text-decoration-thickness: 2px; text-underline-offset: 4px; text-decoration-color: var(--gold-line); }
.event-title a:hover { color: var(--plum-600); }
.event-when { font-weight: 700; margin: 0 0 4px; }
.event-where { color: var(--ink-2); margin: 0 0 12px; }
.event-summary { margin: 0 0 14px; }
.event-actions { margin: 0; }
.event-card.is-cancelled .event-date { background: #6e6480; box-shadow: none; }
.event-card.is-cancelled .event-date-mon { color: #fff; }
.event-cancel-note { background: #fdeceb; color: #7f1d1d; border-left: 5px solid #b3261e; border-radius: 10px; padding: 12px 16px; }
.events-empty { background: #fff; border: 1px dashed var(--line-strong); border-radius: var(--radius); padding: 28px; font-size: 1.1rem; }
.events-empty p { margin: 0; }
.event-list-compact { grid-template-columns: repeat(auto-fit, minmax(min(100%, 360px), 1fr)); margin-bottom: 24px; }
.event-list-compact .event-card { grid-template-columns: 92px minmax(0, 1fr); gap: 18px; padding: 20px; }
.event-list-compact .event-date { min-height: 100px; }
.event-list-compact .event-date-day { font-size: 2.1rem; }
.event-list-compact .event-summary { display: none; }

/* Detail page */
.event-hero-type { color: var(--gold); font-weight: 700; margin: 0 0 .6em; }
.event-detail { grid-template-columns: minmax(0, 1fr) minmax(320px, 440px); }
.event-detail .article { max-width: none; }
.event-facts { display: grid; gap: 0; margin: 0 0 1.6em; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; overflow: hidden; }
.event-facts > div { display: grid; grid-template-columns: 150px minmax(0, 1fr); gap: 16px; padding: 14px 20px; border-top: 1px solid var(--line); }
.event-facts > div:first-child { border-top: 0; }
.event-facts dt { font-weight: 700; color: var(--plum-800); }
.event-facts dd { margin: 0; overflow-wrap: anywhere; }
.event-disclosure { margin-top: 1.6em; }
.event-rsvp .form-grid { grid-template-columns: minmax(0, 1fr); }
.event-rsvp .form-card h2 { font-size: 1.6rem; }
.event-rsvp .aside-card { position: static; }
.rsvp-optional { color: var(--ink-2); }
.rsvp-confirm { max-width: 760px; }
.rsvp-confirm:focus { outline: none; }
.join-info { display: inline-block; margin-top: 6px; padding: 10px 14px; background: var(--gold-wash); border-radius: 10px; font-weight: 700; }
.preview-banner { background: var(--gold-wash); border-bottom: 3px solid var(--gold); padding: 12px 0; color: #4a3500; }
.event-cancelled-callout { border-left-color: #b3261e; background: #fdeceb; }

/* Footer: staff link, deliberately quiet */
.footer-meta { color: #bdb1d3; }
.site-footer .staff-link { display: inline-block; padding: 12px 0; margin-left: 14px; color: #cdbfe3; text-decoration-color: rgba(205, 191, 227, .5); font-size: .95em; }
.site-footer .staff-link:hover { color: #fff; }

@media (max-width: 1180px) {
  .event-detail { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 760px) {
  .events-filter { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 560px) {
  /* Phones: the date tile becomes a compact band so the text gets the full width */
  .event-card, .event-list-compact .event-card { grid-template-columns: minmax(0, 1fr); gap: 14px; padding: 18px 16px; }
  .event-date, .event-list-compact .event-date { flex-direction: row; justify-content: flex-start; gap: 10px; min-height: 0; width: fit-content; padding: 8px 16px; border-radius: 12px; }
  .event-date-day, .event-list-compact .event-date-day { font-size: 1.6rem; margin: 0; }
  .event-date-mon, .event-date-wd { font-size: 15px; letter-spacing: .06em; }
  .event-facts > div { grid-template-columns: minmax(0, 1fr); gap: 2px; }
  .site-footer .staff-link { margin-left: 0; display: block; }
}
@media print {
  .events-filter, .event-actions, .rsvp-form { display: none !important; }
}

/* Header fits the extra "Events" link: on wide screens the tagline moves out of the header
   (the top bar already says "Licensed insurance agent"), and link padding tightens near 1180px. */
@media (min-width: 1181px) {
  .brand-tag { display: none; }
  .nav-link, .sub-toggle { padding: 0 10px; }
}
@media (min-width: 1181px) and (max-width: 1320px) {
  .nav-link, .sub-toggle { padding: 0 7px; font-size: .95rem; }
  .nav-cta { margin-left: 4px; }
  .nav-cta .btn { padding: 8px 16px; }
}
.events-accommodation { color: var(--ink-2); font-weight: 600; margin: 0 0 12px; }
.join-box { margin: 0 0 1.6em; }
.join-box h2 { font-size: 1.35rem; margin: 0 0 .4em; }
.join-box form { margin: 0; }
.event-following { border-left-color: var(--gold); background: var(--gold-wash); }